Anyways. Keep track of your credit score and credit report with these companies. They are legit! 100% for real and not spam or something that's going to take your information and run.
Do you know that over 40 million credit reports contain errors? Those errors can cost you higher rates on credit cards and loans.
This is the one I check the most. They offer you $50k in identity theft insurance for free with your membership. And the membership is 100% free! They never will ask you for a credit card! With Credit Sesame you get daily credit monitoring alerts, FREE credit score monthly, find potential errors sooner, get access to better loans and save money.
Sign up by clicking the image below!
I haven't used this one, but I know people who have and they love it. So I thought I'd share it. You get a free credit score and credit report from TransUnion. As the previous, its 100% free. They never ask for a credit card. You can actively manage your credit health and get advise based on your needs from dedicated credit specialist.
To sign up for this one, simply click the image below. This image is a view of what your dashboard will look like once you're signed up.
So what are you waiting for? Go sign up now!
By the way, if you're 18, you should NEVER accept a credit card! Not from a department store, not from a company, no where. None. They are nothing but trouble. If you get one, just keep ONE and make sure you can afford whatever you put on it. Literally, keep it just to buy a coffee or two each month and pay those off. That will help your credit more than just spending like a crazy person, paying back only a portion and doing it all over again. I wish I knew then what I know now (I'd be living in a home I own, vs an apartment that's for sure!).
Do you have any credit regrets? Any lessons learned that you could share with your younger self if you had the chance?