Sunday, September 30, 2012

Life Insurance at any age

It's never too soon to look into life insurance. You never know what the day will hold. Literally anything can happen.  You can check out life insurance rates by age on many sites. It's best to look into life insurance while you are young and healthy.

There are two different kinds of life insurance to chose from: whole life and term life. Whole life is for the rest of your life, while term life is for a selected term (between 5 and 35 years). With term, your age matters most.

You don't want to wait until you are older to get a policy, you should get it while your are young and healthy. A 30 year old will most likely get a better rate than a 50 year old, simply because they are younger, healthier, and are less likely to file a claim (less risk the company will have to pay out).

There are many sites that can help you look at the best rates from all the national carriers of life insurance all on one site. Mozdex.com is one of those sites. Mozdex.com is a great resource for people looking to buy life insurance. They provide instant quotes so you can get the lowest price possible. They give you quotes from all the leading life insurance companies, so you know who will give you the best rate.

Call to action: Do you have life insurance? Do you mind sharing how old you are or how old you were when you purchased it? Are you planning on waiting until a certain age before purchasing a policy? What age is that? Share with me! Since I am only 26, I am not sure if I would want to get it now, or wait a few more years, or even 10 more years!

--Jennifer


Disclaimer: This post was sponsored. Please see my Disclosure http://www.mytotallyrandomlife.com/p/disclosure.htmlpage for more information on these types of posts. 

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