Sunday, June 3, 2012

Are you covered?

There have been a lot of deaths lately. Many celebs, but also some family members and friends of the family. Its got me thinking... Do they all have coverage to make sure the funeral costs are covered? Or are the families stuck trying to pay for it?



Once I start getting up there in age, I plan on getting some kind of insurance so that my kids/grand kids won't have to take care of it.  I also hope that my parents would do this, as well as my grandparents.

I wish all the senior citizens would look into some kind of insurance to help with the costs of funerals.  They are expensive with everything from the service, the plot and headstone, the casket, and everything else that goes along with it. These can cost hundreds to thousands of dollars. You don't have to be elderly to think about this. You can start thinking about this in your 50's and 60's. Or even younger if your afraid of a freak accident.

A lot of these sites don't require a medical exam, and many are affordable. There is a difference between burial insurance and life insurance, and the differences can be found here.

Ask your parents/grandparents if they have something in place, as well as if they have their wills finalized, which I can tell you from personal experience they probably don't. Tell the senior citizens in your life that you care for them, and that they should help make sure that if anything should happen, everything would be taken care of.

You can get more information about the costs of funerals, and more by visiting the Social Security Administration (SSA) website.



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